This visual map of Frome highlights the varying proportions of homes in different parts of the town that are owned with a mortgage or loan.

The darker the shade, the higher the percentage of homeowners in that area still repaying a mortgage. Conversely, the greener areas indicate a lower proportion of homes without a mortgage.

It's important to note that just because an area is green, it doesn't necessarily mean most residents own their homes outright. These areas may have a higher number of social rented properties (typically owned by housing associations or the local authority), or a significant presence of private rental accommodation. Some of these homes may indeed be owned outright, particularly by older residents who've paid off their mortgage.

Nationally, around 64% of dwellings in the UK are owner-occupied. This breaks down as:

• 36% owned outright

• 28% owned with a mortgage or loan

• 19% privately rented

• 17% socially rented

As an estate agent working here in Frome, I live and breathe the local property market. If you ever want to chat about anything to do with property in our town—whether you're buying, selling, or just curious—feel free to give me a call on 01373 489888.